Applying for Social Security Disability benefits won’t cost you anything but your time and efforts and will bring you more benefits than troubles. However, that is only possible when you qualify for the benefits, which is much more complex than applying for them. At the end of the day, going through all that trouble is worth it when you look at the benefits.
Social Security Disability benefits provide protection during your disability or ill days when you cannot work and earn an income. Most people with the benefits have long-term or short-term insurance policies from their employer or a private insurance company. If you are considering applying for the benefits, you may find it helpful to consult a Rogers social security disability attorney.
Is it easy to qualify for Social Security Disability benefits?
The short answer to this is no; it is not. The path to SSDI benefits is not easy, but if you can succeed, the benefits are definitely worth the trouble. The Social Security Administration denies over half of the applications it receives yearly. The number of applicants going home without benefits is so high because of the strict standards of disability and the complex process of applying.
To get approved, you must be able to prove that you have a disability that prevents you from earning a sufficient income and that you made every reasonable effort to recover from this condition but failed. Moreover, you would need to generate a number of documents, from medical reports to work histories to doctors’ opinions, which can take a lot of time.
Due to the extreme complexities involved in the process, it is highly recommended that everyone seeking SSDI benefits hire an attorney. An attorney will also help you learn more about the process and the requirements of the application process.
How does the SSA determine your eligibility?
The Social Security Administration uses five questions to determine whether you are eligible for the benefits. These are as follows:
- Are you earning an income: Your income should not exceed an average of $1,470 for non-blind people and $2,460 for blind people.
- Is your medical condition so severe that it is preventing you from going to work?
- Is your condition one of the qualified disabilities?
- Are you physically or mentally able to do your job?
- Can you do any other type of work other than your current profession?
To ensure whether you are eligible, get an attorney today.